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En insolvenserklæring og insolvens er ikke det samme. Insolvens betyder, at en skyldner ikke kan betale fakturaer og andre krav, efterhånden som de forfalder, medmindre denne manglende evne til at betale blot er midlertidig.

Insolvens opstår, når debitor ikke kan opfylde sine økonomiske forpligtelser, efterhånden som de forfalder. En sådan situation kaldes også for illikviditet. For en mere dybdegående forståelse af begrebet ‘insolvens’, kan du besøge dette link.

Hvad er en insolvenserklæring? En insolvenserklæring er en erklæring fra fogedretten, hvor du som debitor under ed bekræfter, at du ikke ejer noget af værdi, der kan bruges til at betale din gæld.

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